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While there were a lot of good things for consumers in last year s CARD Act, one that raised some unexpected fury was the inability for a spouse to enter joint income when applying for a credit card. So a stay at home mom couldn t use her husband s income for consideration for her own card. Or a husband working part time couldn t use the income of his wife working full time, even though the couple files a joint tax return.
It also made it harder for savvy couples to earn bonus miles from lucrative credit card offers, since unless each person in a couple had sufficient income it got tougher for two separate accounts to be approved. A lot of couples like to apply for bonus offers separately to double up on bonuses something you can t do if you are stuck opening only one account and relying on adding an authorized user for the second card.
In the mean time, if you live in a community property state (CA, AK, AZ, ID, LA, NV, NM, TX, WA, WI) the credit omni new haven hotel card companies must still consider joint income. But you might initially get denied for an application and have to ask to escalate the issue.
Travel Credit Card Value Calculator The Travel Credit Card Value Calculator will tell you the approximate dollar value of rewards you can earn each year with each major travel and airline credit card. It factors your spending habits, intro bonuses, and the value of the points and rewards you want. It even compares against high value cash back credit cards to give you a better view.
Good credit? Mile credit cards generally require you have good or excellent credit -- generally a score of 700 or more. We recommend you double check your credit score regularly. Credit Sesame offers free scores with no need to input a credit card.
Disclaimer We take no personal information, and all application links are to the issuing omni new haven hotel banks who process and handle credit card applications. Third party information such as fees, bonus offers, omni new haven hotel or terms could change at any time. The reader is solely responsible for any decisions made using information on this site. Please confirm with the third party before making a decision. MileCards.com has financial relationships with some of the cards mentioned here, and Milecards.com may be compensated if consumers choose to apply for these links in the content, and ultimately sign up for them.
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