I will be renting a car and traveling with my friends in Europe. I would like to have insurance to protect me from a law suit in the unlikely (I hope) event of an accident where my passengers are hurt and I was found to be at fault. While their medical insurance would cover any injuries, the insurance company could (would?) come back to me for reimbursement.
I have searched the web and have not succeeded in finding this type of coverage. Avis SAID their ALI (Additional new south africa travel website Liability Insurance) is for those people outside of the car. Can anyone provide new south africa travel website direction?
The car rental company you select must accept this card. So if this is a concern of yours I would choose a company that will allow you to rent a car using the American Express card and enroll that card in the plan.
Don't you already have personal liability insurance at home? If you do it probably covers new south africa travel website you for the scenario you are describing. I would check with them and if necessary have them extend the cover for the period of your trip.
" Don't you already have personal new south africa travel website liability insurance at home? If you do it probably covers you for the scenario you are describing. I would check with them and if necessary have them extend the cover for the period of your trip. "
The liability insurance that comes with the the vehicle, by law, just like in the US covers against liability claims made by passengers, just like in the US. You don't buy a separate "passenger liability policy.
The AMEX coverage new south africa travel website that keeps getting suggested has nothing to do with liability insurance (because it doesn't have to - read the above). It offers that usual CDW/LDW protection against theft or damage to the rental car, some accidental death and dismemberment and excess medical cover for the renter and passengers - that's first party medical and accident coverage, not liability coverage (again, because separate coverage for liability to passengers is not required).
CDW/LDW are clauses in the contract that "waive" the requirement that the renter pay for any and all damage to the vehicle (that is another clause in the policy). You don't purchase the CDW/LDW, they don't waive the requirement that all damage to the vehicles is the responsibility of the renter.
What credit card companies offer is another form of protection that reimburses you for any charges that the rental company may charge you for such vehicle damage. If you have that protection from your rental card company, then you don't need to purchase the CDW/LDW. If the car is damaged and the rental company charges you for it, you make a claim to your credit card company and they pay.
To clarify . . . I know that liability ins is included w/ the rental. I was just explaining that the insurance mentioned by the OP and others (personal liability new south africa travel website and Stateside medical insurance) doesn't usually work overseas.
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