More Card Types Best Rewards Credit Card 2012 Rewards Credit Card Cash Rewards Credit Cards Credit C

Do you really need rental luxury car rentals in las vegas car insurance? Many rental agencies offer damage waivers for about $15-$25 a day, selling peace of mind along with expanded luxury car rentals in las vegas coverage. However, these waivers, which you'll hopefully never need, are often no better than the coverage you already have. Not only does your primary insurance company often step in, but every state has a minimum luxury car rentals in las vegas insurance requirement.
Depending on where you rent, the rental company's liability for injury or property damage may be anywhere from $25k to $50k. The base insurance requirement still leaves you open to significant liability, luxury car rentals in las vegas particularly when it comes to six-figure medical bills. Thankfully, your credit card will also step in – sort of. All four major card networks offer rental insurance, but have substantial variation in benefits and requirements.
luxury car rentals in las vegas Please note that cards on the same network may have varying levels of coverage. luxury car rentals in las vegas Some issuers don t offer rental car insurance at all, while others set terms different from the network standard. Please call your bank to ask about your specific card s benefits.
Visa, MasterCard, American Express and Discover all provide rental car insurance above and beyond what your primary insurer and rental company will offer. Here's a quick overview of each network's benefits and limitations:
Visa: Visa offers just about the best free benefits in the business. First off, they offer rental car insurance on all of their cards standard, Signature, luxury car rentals in las vegas rewards, the works. If your car is stolen or damaged, AmEx and MasterCard require you to turn in the keys to prove the car wasn't unlocked at the time. Visa has no such requirement.
MasterCard: Its benefits are also fairly standard, although it doesn't cover loss of use in practice or theft of an unlocked vehicle. It also is not offered on all cards according to Customer Service, Platinum and World MasterCards generally come with the benefit, but not always.
luxury car rentals in las vegas American Express: AmEx is the only one to offer extra coverage for a small fee. It offers free secondary coverage up to $50,000 ($75,000 on the American Express Platinum ) but will offer primary luxury car rentals in las vegas coverage with a higher limit and protection against injury and property damage. It does require you to report luxury car rentals in las vegas the damage in a short 48 hours, so be aware that you need to file your paperwork quickly.
Discover: Discover's benefits are the worst of the lot. The coverage is limited to a handful of cards. Unlike luxury car rentals in las vegas the other three networks, Discover luxury car rentals in las vegas makes no pretense of covering loss of use fees, covering only collision damage up to a scant $25,000. The only bright spot is that the Discover Escape offers a step up from the network s other offers.
luxury car rentals in las vegas Both Visa and MasterCard say that their terms vary by issuing bank. MasterCard, for example, could not tell us that certain tiers of cards would or would not receive coverage, and Visa told us that the maximum vehicle value would vary by issuer.
*In order to be compensated for loss of use, the rental company must prove that the fleet is fully utilized. Most rental agencies won t bother, so your chances of getting this benefit aren t very high.
Students:  Personal, Gold and Rewards luxury car rentals in las vegas Plus Gold cardholders who are enrolled in a four-year college or graduate program in the U.S., and are receiving student benefits provided by cardmembership, are ineligible.
United MileagePlus Explorer:  The United luxury car rentals in las vegas MileagePlus Explorer luxury car rentals in las vegas is the recent lovechild of the Continental/United merger, replacing the old MileagePlus Select Signature Visa.  And fortunately for previous United cardholders, this new one is identical to the OnePass Plus, down to the rental car coverage.
luxury car rentals in las vegas Discover Escape: The Discover Escape , the network s best offer, has terms similar to the other networks baselines. luxury car rentals in las vegas It more or less has the same coverage as the basic AmEx plan, except that it offers primary, rather than secondary, insurance.
Escape by Discover Card Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months Double Miles on every $1 you spend 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 20.99% No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates Flexible redemption options like travel credits, merchandise, gift cards or cash Travel Insurance benefits, including luxury car rentals in las vegas primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) *Click apply to view rates, fees, rewards, limitations and other important information Annual Fee Signing Promo APR, variable* Intro APR Promotions $60 25,000 Discover Miles Bonus - 1,000 extra miles a month for first 25 months. Min APR: 10.99% Max APR: 20.99% Default APR: 25.99% Cash Adv: 24.99% Purchase: 0% for 6 mos Bal Trans: 0% for 6 mos
More Card Types Best Rewards Credit Card 2012 Rewards Credit Card Cash Rewards Credit Cards Credit Cards With Airline Miles Zero Interest Credit Cards Best Balance Transfer Offers 0% Interest On Balance Transfers Best Small Business Credit Card New Business Credit Card Best Travel Rewards Credit Cards Best Credit Card For College Students Bad Credit Cards What Is A Secured Credit Card What Is The Best Credit luxury car rentals in las vegas Card Low Apr Credit Cards Credit Card No Foreign Transaction Fee Popular Credit Cards Capital One Cards Chase Sapphire Preferred Chase Freedom Rewards Hilton Honors luxury car rentals in las vegas Rewards Visa Black Credit Card Capital One Secured Chase Bank Credit Cards American Express Travel Rewards Bankofamerica Worldpoints Citi Credit Cards Citi Rewards Card Discover Student Card Citibank Platinum Select American Express Premier Rewards Southwest Credit Card 2 Free Flights Recent Comments Del Futrell on Review: the Chase Freedom Offers 5% Cash Back Dan on Those with No Credit Dan on Those with No Credit fergie on Capital One Venture Card: The King of 2% Rewards Cards OhNOUDidnt on Please, Please Don t Get the First Premier Bank Aventium and Centennial
*Disclaimer: We try to keep information accurate and up to date, however we cannot make warranties regarding the accuracy of our information. Please verify FDIC Insurance / NCUA Insurance status, credit card information, and interest rates during the application process. Please note that NerdWallet has financial relationships with some of the merchants mentioned here. NerdWallet may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.